Following the lockdowns imposed across the country, which affected millions of Australians, many families are diverting their time and attention to doing home renovations and finance this endeavour with home improvement loans.
If you are planning on buying your first home, knowing some tips and tricks can go a long way. Just like any other form of major purchase, getting acquainted with the process and the specifics of home buying can help you save thousands of dollars.
Probably one of the highly searched mortgage calculators is the borrowing power calculator, which basically provides anyone with the idea of how much they can borrow based on certain parameters.
As the popular streaming website Netflix released the series Marriage or Mortgage, which tackles an issue that starting couples face, many are intrigued on which of the two starting couples should prioritise.
Knowing how much one can borrow from a home loan is a common question most borrowers have at an earlier stage of their loan application.
Paying off home loans or any other loans amid this trying time can be challenging for many people. But help is available to avoid default and losing one’s home amid the pandemic.
Driven by the ever-changing business climate and the need to step up its services, Intellichoice Finance has just recently forged a partnership with Allrisk and Absolute Education (ABED), the leading names in the fields of owner builder insurance and educ
Reverse mortgage is a type of home loan that is ideally designed for people aged in their 60s onwards. It is usually used to finance various expenses that are essential in maintaining the quality of life among seniors.
Deciding whether to switch or not to switch home loans is the best option for one’s case can be daunting. There are several things that must be taken into account before anyone can decide if considering this option is more beneficial.
Getting the right home loans that fit your unique circumstance is no easy feat. This myriad of obstacles often confuse people from getting the best one.
Firstly the difference between both is on the LVR, investment home loans usually require a much lower LVR--meaning higher deposit requirements.
Getting a home loan is the most popular and fastest route in getting one’s dream house. But it is a complex process and is surely not for everyone.
Personal loans are specifically designed to finance personal expenses. Unlike ordinary home loans, which are primarily intended for either purchasing or building one’s dwelling, personal loans can be used for a whole range of purposes.
Applying for any type of home loan can be exhausting if not done properly. However, you don’t necessarily have to go through the unnecessary stress by following some of the proven, yet simple strategies we’ve seen to have worked over the years.
Often people applying for owner builder loans are only concerned about the needed preparations, such as sourcing a property/land and the potential build cost before placing their loan applications.
Banks look at creditworthiness when someone approaches them for any loan products--from home loans to personal loans. This makes borrowing inherently difficult for people who have blemished credit history.
Homeowners with existing home loans who were badly hit by the recent massive floodings in some parts of the country are encouraged to seek help sooner than later.
Australia's reserve bank has held the cash rate for the past quarter at 0.1% and March has been left the same as the previous 4 months.
Despite some rapid increases in listings of properties in Australia the clearance rate has actually jumped to near 85% which is substantial given the concerns around the effect of pandemic would have on residential real estate.
In the most recent circular update from the Reserve Bank of Australia (RBA) the board has elected to maintain the current interest rate of 0.01% for the first quarter of 2021.
For over a hundred years, the stamp duty remains unchanged, which makes it outdated. Thus, policymakers in NWS are planning to change this system in a bid to stimulate economic activity stemming from the housing sector.
Getting your own house can be a daunting endeavor for many, especially if you are a first time home buyer. There’s just so many things to do and to consider to make this major undertaking a success.
Many people, especially those who are approaching retirement should know the benefits of reverse mortgage and how they can take advantage of their current property with this loan product.
Moving to a new house can be as daunting as buying a new property. But it doesn’t have to be that stressful if you follow this quick list of things you need to prepare before the D-day.
Living in a cramped apartment complex with your growing family can be frustrating to many, considering how If you’re one of those in this dire situation, considering buying your own home is probably the right decision to make.
Knowing how to use the most frequently used home loan calculators will not only make one’s mortgage application an easy one, but it can also increase the likelihood of approval.
With the property market being considered as the most low-risk investment portfolio, many are buying properties for investment purposes. But is buying a property in this high time of uncertainty a smart move?
Intellichoice specialise in Owner Builder Loans, Builders Loans and Low Doc Construction Loans and Renovators Finance, and Refinances.
Intellichoice Finance, we’ve been successfully broking mortgages for 18 years. Don’t waste your time and money running around from bank to bank, sifting through ambiguous loan offers only to find you don’t qualify.
Here at Intellichoice, we do the legwork. Our highly qualified team will provide expert guidance and hassle-free competitive mortgage options. With ever-growing, extensive list of lenders, we can find the righ products that suit your individual needs. Our cutting-edge systems and experienced team will identify the finance that works for your circumstances. We’ll then provide your with options in a clear and simple manner. Spend your time finding the right property, car or equipment. Let us do source the finance.
Leaders in our market, we’ve got ALL of your finance needs covered.
Our point of difference?
- Our brokers are specialists with up to 18 years minimum experience to work with us.
- You're not dealing with someone new to the industry
- We have an unrivaled understanding of credit assessments
- Because of our comprehensive expertise across finance, planning and property, we can determine the right finance options based on how it will affect you overall.
- We know what it's like to handle the good times and the bad times
- Home loans, owner builder loans, bad credit home loans, bad credit car loans, trade finance, invoice finance , business loans, car loans, leasing finance, asset finance
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